Crecivo.

Terms of Service

Placeholder — final legal language pending attorney review.

What Crecivo is

Crecivo is a household organization and readiness tool. It helps you track the accounts, policies, documents, and to-dos that matter, and links out to the real systems that hold them (banks, insurers, mortgage servicers, etc.). Crecivo is not a bank, password manager, budgeting app, or financial/legal/insurance advisor.

Your account

You're responsible for the accuracy of the information you enter and for keeping your login credentials secure. Households can invite additional members; all members of a household share access to that household's data.

Acceptable use

Use Crecivo only for lawful household record-keeping. Don't attempt to access another household's data, disrupt the service, or use it to store information you don't have the right to store.

No professional advice

Nothing in Crecivo, including any AI-generated summary or suggestion, constitutes legal, tax, financial, or insurance advice. Decisions about your accounts, policies, and estate planning should be made with a qualified professional.

Changes

We may update these terms as the product evolves. Material changes will be communicated before they take effect.